An automobile accident can occur so suddenly and with such violence that you have no time to think about anything else but survival. But many times if you or anyone doesn’t think beyond the accident, you can be in a real world of difficulty.
Even if you have health insurance, you will probably not have all of your expenses covered if you are injured. If you are severely injured you might lose time at your job, thus having your cash flow situation hampered to a great degree.
You must also keep in mind that you will be dealing with the attorneys of the other driver’s insurance company. Thus, you will be at a considerable disadvantage if you attempt to have a go at getting your affairs done you.
Consequently, you or someone in your family should contact an experienced car accident lawyer to act on your behalf. The job of the lawyers from the other driver’s insurance company is to pay you as little money as possible while you may be piling up the medical bills during your recovery.
“You may also require remuneration for the loss of income due to your being disabled due to your injuries.” Christobal Unger of Cobbett & Cotton points out. “Once the lawyers from the insurance company see that you are being represented from a legal standpoint, they will be more respectful and know that they are dealing with someone who knows the law and that they will not be able to strong arm you and get away with anything.”
Your attorney will start by getting all of the available facts, including the police report if one was made. If any witnesses saw what occurred, then they can be deposed. In many cases, a timeline can be constructed to place all of the relevant parties in position, and this makes it possible to assign blame to specific parties, such as if someone ran a stop sign or was speeding, for example.
Most accident cases are settled out of court, as your attorney will attempt to have done. His or her job will be to develop so much evidence in your favor that the opposing lawyers will see the light and opt for a settlement, as it will save costs and time. Without legal representation by an experienced accident attorney, you will fare much differently and not at all to your advantage.